Dental Discount Insurance - Why On Line Searches Shows Such Disappointing Result

Each month, there are thousands of searches for the term 'dental discount insurance' - and this article answers the question that follows the searches. The question is, "Why can't I find any?"

What happens here is a common mixing of terms. Dental insurance plan actually falls into two categories - there are dental discount plans, and dental insurance - but up to this time, there is no such thing as dental discount insurance.

And this mistake is certainly understandable. After all, there are some kinds of insurance that do have discounts, on certain terms. You might get a reduction on your health care policy if you don't smoke, or your automobile insurance on condition that you have a clean driving record. But you will not find a carrier that lowers your dental insurance for having a record of good check-ups, or for consistent flossing.

One more reason of this error is the way the word 'discount' is used in dental offices. For example, "After your insurance pays, your final bill is discounted to $190.00". They will use the term 'discounted' in place of the term 'reduced'.

I have to acknowledge that when I ran across this fact, it confused me at first - it seemed somewhat deceiving!. Then I recognized that each profession reinvents terminologies and has its own lingo, and that this was the case here.

So now we're left with the obvious question - do we have any hopes for dental discount insurance policies in the future? The only explanation at this point is, that it has been noted in meetings concerning the latest health care changes.

I intend to address this in another article. As for now, the only place the word 'discount' is used is with dental discount plans - but not with insurance, yet.

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